TexasLending.com is the most trusted name in home purchase and refinance in the greater Dallas area. The firm has been honored with the prestigious Consumer’s Choice Award for Mortgage Lenders/Non-Banks six years running and is a proud member of the Dallas and Northeast Texas Better Business Bureau.
TexasLending.com offers residential home buyers a full line of mortgage services including refinances, reverse mortgages, jumbo loans, VA and FHA loans, and, of course, conventional home purchase products. Unlike many brokerages in the area, TexasLending.com is licensed to execute special programs like the FHA Streamline Refinance and Title I Improvement Loans. As well, TexasLending.com can help answer client questions about down payment gift assistance and home purchase after a negative credit marking, like bankruptcy.
TexasLending.com can be contacted by calling toll free 800.346.8047 and can be heard on the radio each Saturday at 1:00 for a two hour-long consumer education call-in show featuring founder Kevin Miller on AM 570 KLIF.
October 20, 2014 By TexasLending.com
For prospective first-time homebuyers, saving money is often essential to help with a down payment and closing costs, says TexasLending.com. But on many occasions, these individuals still fall short of the financial requirements necessary to close the transaction.
Included in the wide array of options that improve their odds of eligibility, first-time homebuyers can often take advantage of a low-interest loan. Given the obvious challenges of purchasing a home, Texas Lending reports that a USDA loan is one of the most prudent strategies for overcoming some common obstacles and entanglements.
There are two types of loans offered within the USDA Rural Development home loan program: direct housing loans (low-income buyers) and guaranteed loans (moderate-income buyers). The mortgage payment for a property – including property taxes, principal, interest, and insurance – should equal 29 percent or less of the individual’s gross monthly income. According to TexasLending.com, exact totals depend on savings history, stable employment, credit scores, and other key factors.
October 10, 2014 By TexasLending.com
In a recent “America’s Most Expensive ZIP Codes” feature by Forbes Magazine, the team at Texas Lending.com discovered some interesting information about major Texas cities. This data speaks well for the future of real estate activity in the Lone Star State. Here, a representative of Texas Lending offers a brief summary of the findings and explains why Texas is in hot demand among real estate developers and prospective homebuyers.
Q: How were the rankings determined for the “America’s Most Expensive ZIP Codes” feature?
Texas Lending: The rankings were calculated based on the current asking prices for condominiums and single-family homes. Altos Research in California performs the study on an annual basis.
October 3, 2014 By TexasLending.com
After reviewing all of the necessary reports, records and descriptions, a buyer may fall hopelessly in love with the home they have chosen. However, according to TexasLending.com, a seller may feel conflicted about putting their property on the market and may provide resistance when an offer is presented. By keeping options open, buyers are more likely to find a pleasing resolution to this sometimes-complicated process and wind up with the home of their dreams.
TexasLending.com says that it’s not uncommon for a seller to hold a number of reservations for placing their home on the market. As a result, they may reject a buyer’s first offer outright. If the seller has yet to respond favorably to an offer from other parties, the buyer may decide to look elsewhere.
September 8, 2014 By TexasLending.com
A stellar credit score isn’t built overnight or by accident. Maintaining a high credit score has numerous benefits such as getting a better interest rate on loans or even scoring a better job. According to the experts at TexasLending.com, most individual with excellent credit scores have exercised consistent financial discipline for years. That is one of the primary reasons why lenders are willing to offer them mortgages and car loans at favorable interest rates.
However, a strong credit score can be easily ruined. According to TexasLending.com there are three simple ways that have proven to devastate credit scores in very little time.
February 19, 2014 By TexasLending.com
In this post, TexasLending.com shares information about new federal regulations for 2014.
For the most part, the requirements and guidelines for purchasing a home have remained unchanged from 2013. However, as inventory continues to decrease, the housing market has become even more competitive, notes the team at TexasLending.com. With some advance planning, homeownership can be a reality. The following tips can prove beneficial [Read More...]
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