TexasLending.com is the most trusted name in home purchase and refinance in the greater Dallas area. The firm has been honored with the prestigious Consumer’s Choice Award for Mortgage Lenders/Non-Banks six years running and is a proud member of the Dallas and Northeast Texas Better Business Bureau.
TexasLending.com offers residential home buyers a full line of mortgage services including refinances, reverse mortgages, jumbo loans, VA and FHA loans, and, of course, conventional home purchase products. Unlike many brokerages in the area, TexasLending.com is licensed to execute special programs like the FHA Streamline Refinance and Title I Improvement Loans. As well, TexasLending.com can help answer client questions about down payment gift assistance and home purchase after a negative credit marking, like bankruptcy.
TexasLending.com can be contacted by calling toll free 800.346.8047 and can be heard on the radio each Saturday at 1:00 for a two hour-long consumer education call-in show featuring founder Kevin Miller on AM 570 KLIF.
February 10, 2015 By TexasLending.com
By now, 1099s and W2s should be in the hands of American taxpayers. However, before filing taxes you may want to know about the newest tax scams to watch out for. Scammers are looking for ways to steal money, especially during the tax season, says TexasLending.com.
Many citizens have reported receiving a call from con artists who pretend to be from the IRS and tell them they have to pay up right away or else. Don’t believe it. The IRS has formal processes in place for people with tax issues, and manipulative calls like these run contrary to IRS protocol. According to TexasLending.com, an IRS agent will not call about taxes owed without first mailing the taxpayer an official letter.
Other tax scammers try to rip off their victims by making them file false scams for nonexistent rebates, phony tax credits, or even refunds based on their social security benefits.
February 5, 2015 By TexasLending.com
According to the team at TexasLending.com, you may physically recover after a hospital stay, but medical emergencies can really harm your financial health. A 2012 study found 75 million Americans had trouble paying their medical bills, damaging their credit scores. In 2014, the credit tracking agency announced a new plan (FICO Score 9) to lessen the impact medical debt has on its credit scoring. Outstanding medical bills no longer lower a credit score. TexasLending.com says the move makes it easier for consumers to borrow money and banks to lend. FICO even assigned a new number to the improvement. As of 2012 the FICO score was 689. Fico Score 9 could increase this score by 25 points, bringing it to 714. But why treat medical debt differently?
February 1, 2015 By TexasLending.com
Seven years after the economic crisis of 2008, the United States has finally brought the unemployment rate back under 6 percent. The U.S. is now posting solid monthly job gains, and the economy is on much more solid footing than it was just a few years ago, according to the experts at TexasLending.com.
Although the economy is in recovery, it hasn’t made finding a job easier for millions of unemployed Americans. But if you’re thinking of relocating to find employment, the job market in Texas is nearly as hot as the weather. Many corporations are relocating to Texas, bringing new jobs with them. With no corporate or state income tax, Texas is able to attract big companies and create a strong work force, says TexasLending.com. There are 118 of the largest companies in the United States based in Texas, including Dell, AT&T and Exxon Mobil.
TexasLending.com says Texas can achieve even greater job growth by controlling state spending, keeping regulations reasonable and taxes low.
January 29, 2015 By TexasLending.com
According to the team at TexasLending.com, a good credit score can save you hundreds, even thousands of dollars. On the flip side, a bad credit score can cost much more than higher interest rates – it could eliminate you as a candidate for a job.
You may not know how your credit score is calculated, but you actually have more control over this number than you realize, notes TexasLending.com. Here’s some essential information on how a higher credit score works in your favor.
January 20, 2015 By TexasLending.com
It’s true, we all need a little bit of color in our lives. Color sets the tone and mood of the home. If you are a homeowner and not sure how to go about selecting color, TexasLending.com offers a few tips to help get you started. Whether you want a pop of color here and there, or you want a colorful punch, below you’ll find some creative ways to add a little more color to your life.
Paint the front door
Wow your visitors before they even step inside your home. A freshly painted front door is welcoming and suggests a home that is well kept, says TexasLending.com. Painting the front door is a simple and easy way to add color to your home.
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