TexasLending.com is the most trusted name in home purchase and refinance in the greater Dallas area. The firm has been honored with the prestigious Consumer’s Choice Award for Mortgage Lenders/Non-Banks six years running and is a proud member of the Dallas and Northeast Texas Better Business Bureau.
TexasLending.com offers residential home buyers a full line of mortgage services including refinances, reverse mortgages, jumbo loans, VA and FHA loans, and, of course, conventional home purchase products. Unlike many brokerages in the area, TexasLending.com is licensed to execute special programs like the FHA Streamline Refinance and Title I Improvement Loans. As well, TexasLending.com can help answer client questions about down payment gift assistance and home purchase after a negative credit marking, like bankruptcy.
TexasLending.com can be contacted by calling toll free 800.346.8047 and can be heard on the radio each Saturday at 1:00 for a two hour-long consumer education call-in show featuring founder Kevin Miller on AM 570 KLIF.
December 1, 2014 By TexasLending.com
While a closing agent, title agent, lender and real estate agent are there to guide new homeowners through each step of the process, the escrow agent is an integral part in completing the home purchase process as well. Here, the team at TexasLending.com sheds light on the responsibilities of an escrow agent (officer) and explains his or her role in the purchase of a new home.
Definition of Title Companies
Title companies ensure that a home title is clear of any fraud, forgery, judgments, liens or other matters. After the title company asserts that the title is unobstructed, it produces title insurance as a way to protect the lender and buyer from disputes and claims that may occur in the future.
November 28, 2014 By TexasLending.com
For folks who are on the move, TexasLending.com encourages them to consider several important factors in their decision before signing on the dotted line. Purchasing a new home requires a great deal of research and analysis about each neighborhood and its particular amenities. Hurrying into this commitment with little foresight may set up prospective homebuyers for failure. TexasLending.com presents a few tips to help guide persons through this complicated process.
Location, location, location
Some people prefer the hustle and bustle of the big city, while others enjoy a quieter setting. Determining the right environment is essential to making a happy move, says the team at TexasLending.com.
October 20, 2014 By TexasLending.com
For prospective first-time homebuyers, saving money is often essential to help with a down payment and closing costs, says TexasLending.com. But on many occasions, these individuals still fall short of the financial requirements necessary to close the transaction.
Included in the wide array of options that improve their odds of eligibility, first-time homebuyers can often take advantage of a low-interest loan. Given the obvious challenges of purchasing a home, Texas Lending reports that a USDA loan is one of the most prudent strategies for overcoming some common obstacles and entanglements.
There are two types of loans offered within the USDA Rural Development home loan program: direct housing loans (low-income buyers) and guaranteed loans (moderate-income buyers). The mortgage payment for a property – including property taxes, principal, interest, and insurance – should equal 29 percent or less of the individual’s gross monthly income. According to TexasLending.com, exact totals depend on savings history, stable employment, credit scores, and other key factors.
October 10, 2014 By TexasLending.com
In a recent “America’s Most Expensive ZIP Codes” feature by Forbes Magazine, the team at Texas Lending.com discovered some interesting information about major Texas cities. This data speaks well for the future of real estate activity in the Lone Star State. Here, a representative of Texas Lending offers a brief summary of the findings and explains why Texas is in hot demand among real estate developers and prospective homebuyers.
Q: How were the rankings determined for the “America’s Most Expensive ZIP Codes” feature?
Texas Lending: The rankings were calculated based on the current asking prices for condominiums and single-family homes. Altos Research in California performs the study on an annual basis.
October 3, 2014 By TexasLending.com
After reviewing all of the necessary reports, records and descriptions, a buyer may fall hopelessly in love with the home they have chosen. However, according to TexasLending.com, a seller may feel conflicted about putting their property on the market and may provide resistance when an offer is presented. By keeping options open, buyers are more likely to find a pleasing resolution to this sometimes-complicated process and wind up with the home of their dreams.
TexasLending.com says that it’s not uncommon for a seller to hold a number of reservations for placing their home on the market. As a result, they may reject a buyer’s first offer outright. If the seller has yet to respond favorably to an offer from other parties, the buyer may decide to look elsewhere.
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