Texas Lending: Quality of Life Affected by Neighborhood

Texas LendingBefore you blindly sign a contract on your future home, invest a few hours into researching the area. According to expert mortgage lenders from Texas Lending, you can save yourself time, money, and misery by getting to know the area where you want to live before you make a life-altering commitment.

Q: I already know what kind of house I want. How much does the neighborhood really matter?

Texas Lending: More than you might think. Your ideal home maybe priced just right, with a big yard, and plenty of privacy. However, what goes on just beyond your property line can have a huge impact on your quality of life. Check the area’s crime rate and ask around about any industrial operations or landfills which might create air or land pollution that you’d rather avoid.

Q: Is the quality of local schools important for people who don’t plan on having children?

Texas Lending: Quality schools do more than just provide an education. Residential areas with better performing schools tend to have lower crime rates and higher home values.

Q: What are some ideas for getting to know the neighborhood before signing a contract?

Texas Lending: One of the most important things you can do, but many people skip, is talk to the neighbors. Actively seek out opportunities to introduce yourself and your family. You should also explore the neighborhood during the day and at night, making multiple visits at various times throughout the week to get a feel for the overall ambience of the area.

Q: Are there any specific public amenities I should look for if I’m moving to a new city?

Texas Lending: That depends on you. Do you need public transportation, access to the library, or plenty of nightlife? Some cities have major tourist attractions which can trigger traffic jams and crowded recreational areas. If that’s a problem, you may want to look further into the suburbs. Remember, your happiness does not depend just upon the dwelling you choose but in the overall atmosphere in which you emerge yourself and your family.

Texas Lending

4100 Alpha Rd

Suite# 112

Dallas, TX 75244

NMLS# 137773

NMLS# 138112