Skipping Home Inspection a Bad Idea | Texas Lending

Texas-Lending-Apply-MortgageWhen buying a new home, it is only natural to want to save where you can. However, according to the residential lending experts at Texas Lending, the home inspection is not something you should skip in the name of your inner Scrooge.

A home inspection is a process by which a licensed professional will take an in-depth look at a piece of real estate to determine issues that can cost you money down the road. Texas Lending representatives report that a home inspection can find structural, foundational, and plumbing issues along with roof leaks and hidden damage. With an average cost of around $400, a home inspection may seem to be a frivolous expense, but it is not. In reality, this minimal investment can save you a small fortune in the long run.

Texas Lending market experts note that the average national cost for a new roof runs nearly $7000 on the low end. If issues are discovered during the home inspection, replacement can be built into the purchase contract. Likewise, plumbing and electrical issues can cost thousands of dollars in money that otherwise wouldn’t be spent on the advice of a professional home inspector. Other issues a home inspection can discover that you may overlook in your excitement include improperly functioning doors and windows, poor insulation, or mold and mildew in bathrooms, attic, crawlspace, or garage.

Not all home inspectors are created equal, reports Texas Lending representatives. Before paying someone, find out if they are licensed, how long they have been in business, if they specialize in residential properties, and if you may be present during the inspection to ask questions.

Buying a home is a big investment and one that Texas Lending can make a positive and enjoyable experience. For more information on current interest rates or housing market trends visit

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